Wrong Charge on Your Bank Account? Know Your Rights Under the Electronic Fund Transfer Act (EFTA)
Tariq Law Marketing TeamUnauthorized charges on your bank account can be stressful, but federal law protects you. This post explains how the Electronic Fund Transfer Act (EFTA) safeguards consumers from fraudulent debit card charges, unauthorized withdrawals, and bank account errors. Learn what to do if you spot a wrong charge, how to dispute unauthorized transactions, and the strict deadlines banks must follow when investigating fraud claims. We cover provisional credits, written dispute requirements, and what happens if a bank refuses to refund stolen funds. If your bank ignores your dispute or violates your rights under the EFTA, you may be entitled to recover your money and additional damages. Tariq Law PC helps consumers hold banks accountable and enforce their rights under federal consumer protection laws.